How to file a Personal Injury claim without a Lawyer

How to file a Personal Injury claim without a Lawyer;

You have the option to initiate a claim with the insurance company of the other party involved.

As an example, if you’ve sustained injuries in a car accident, you will need to initiate a claim with the car insurance provider of the other driver.

An image illustration of Filling a personal injury claim without a lawyer
Filling a personal injury claim without a lawyer
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Procedure of filling Personal Injury claim without a Lawyer

To begin, you should get in touch with the insurance company of the party at fault and communicate your intention to initiate a claim.

Following this, you will need to provide your personal information and furnish specifics about the accident.

It’s important to exercise caution and avoid disclosing anything that could potentially harm your claim.

This is one of the reasons why individuals pursuing claims often decide to engage the services of attorneys to speak on their behalf.

Once you have successfully initiated your claim, the insurance company will conduct an investigation to ascertain their liability for compensating you.

Should they reject your claim, you have the option to contest their decision through an appeal or consider enlisting a lawyer to advocate for your rights.

 

An image illustration of Personal injury claim without a lawyer
Personal injury claim without a lawyer
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Time frame of submitting a claim following an accident

A span of three years.

According to Section 11 of the Limitation Act 1980 (LA 1980), the duration during which you can file a personal injury claim.

Encompassing claims related to road traffic accidents, is three years.

What are the motives behind initiating a personal injury claim?

Despite reluctance, valid reasons exist for filing a claim—financial compensation, without burdening others or legal intricacies.

This enables recovering costs from medical bills, property damage, income loss, reduced earnings, and physical/emotional distress.

What does personal accident benefit entail?

It offers financial aid for accident-related medical costs, compensates permanent disabilities, and provides for the driver’s death.

In case of the owner-driver’s demise, their family is compensated.

Tumbles, lacerations, burns, traffic mishaps, bites, stings, and drowning are instances of unintended harm.

Accidents occur unpredictably, constituting a substantial mortality factor.

Personal accident and sickness insurance covers work-hindering mishaps, offering lump-sum payments for severe injuries and income replacement in such cases.

ALSO READ : How long should a Personal Injury case take to settle ?

 

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